All pet insurance programs are not created equal - your pet may need more or less coverage, be young or a senior pet, or qualify for discounts.
What Is Pet Insurance?
This insurance is a program that provides health coverage for your pet. The programs available range from just the minimum health coverage - such as basic accidents/illnesses - to full packages that cover yearly vet visits and vaccinations. You can choose between providers to find a plan that fits your budget and coverage comfort level.
The amount of your monthly payment, or "premium", depends on many things:
Why Would You Need It?
The most common reason to want cat health insurance is for financial peace of mind. If your pet develops a severe illness or has an accident, you can focus your attention on what is best for your pet instead of what you are able to afford at that point. No one wants to make a possibly heartbreaking decision about their pet's care based on finances.
Things to consider:
Some cat and dog owners are able to rely on savings to pull them through any possible health issues with their pets, while others opt to go with insurance as a backup plan, or are better able to manage a monthly premium than a large vet bill.